第一章 单元测试
1、单选题：
Which of the following best defines a customer of a bank?
选项：
A:
Someone who has a relationship with a bank
B:
Any organisation that has a bank account
C:
Any individual or organisation which has used a bank account
D:
Any individual or organisation which regularly uses a bank account
答案: 【
Any individual or organisation which has used a bank account
】
2、单选题：
There is no legal definition of a bank. Which of the following best describes a bank?
选项：
A:
Any organisation which acts as a financial intermediary
B:
Any organisation which takes deposits
C:
Any organisation which lends money
D:
Any organisation which has bank in its title
答案: 【
Any organisation which acts as a financial intermediary
】
3、判断题：
Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first”scheme”in 1965. True or false?
选项：
A:对
B:错
答案: 【对】
4、单选题：
At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:
选项：
A:
Deficit agents
B:
Surplus agents
C:
Bank agents
D:
Brokers
答案: 【
Surplus agents
】
5、判断题：
The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?
选项：
A:对
B:错
答案: 【对】
6、单选题：
Which of the below transformation is not done by banks?
选项：
A:
Size
B:
Maturity
C:
Risk
D:
Security
答案: 【
Security
】
第二章 单元测试
1、判断题：
There are two income streams of a bank. They are interest and fees. True or false?
选项：
A:对
B:错
答案: 【对】
2、判断题：
Capital of a bank is stated on its income statement. True or false?
选项：
A:对
B:错
答案: 【错】
3、判断题：
Mortgage or car loans are considered as insecure lending. True or false?
选项：
A:对
B:错
答案: 【错】
4、判断题：
Savings Banks are either mutually owned or stockholder owned entities. True or false?
选项：
A:对
B:错
答案: 【对】
5、单选题：
Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.
选项：
A:
Building Societies
B:
Pension Funds
C:
Credit Unions
D:
Savings Banks
答案: 【
Credit Unions
】
第三章 单元测试
1、单选题：
Which of the below is the current financial regulatory system in the UK?
选项：
A:
Tripartite
B:
Twin peaks
C:
FSA
D:
BOE
答案: 【
Twin peaks
】
2、单选题：
Which of the below is not one of the main areas that banks must satisfy supervisors on?
选项：
A:
Capital
B:
Liquidity
C:
Systems and Controls
D:
Assets
答案: 【
Assets
】
3、单选题：
Which of the below is not necessarily the role of central banks?
选项：
A:
Issuing currency
B:
Banker of the government
C:
Lenders of last resort
D:
Bank Supervision
答案: 【
Bank Supervision
】
4、判断题：
In 1977, Bank of England was granted as the authority to set interest rates. True or false?
选项：
A:对
B:错
答案: 【错】
5、判断题：
Federal Reserve Bank was founded by the U.S. Congress in 1913 to operate as the central bank of the USA. True or false?
选项：
A:对
B:错
答案: 【对】
6、判断题：
The Bank of England manages the national reserves and hold the government’s gold. True or false?
选项：
A:对
B:错
答案: 【对】
7、单选题：
The______comprises the European Central bank and the national central banks of those countries that have adopted the Euro.
选项：
A:
Eurosystem
B:
Euromoney
C:
Eurobank
D:
Eurobond
答案: 【
Eurosystem
】
第四章 单元测试
1、单选题：
Which of the below is not stated on a bank’s balance sheet?
选项：
A:
Assets
B:
Liabilities
C:
Capital
D:
Income
答案: 【
Income
】
2、判断题：
Financial ratios cannot compare across industries and can be manipulated. True or false?
选项：
A:对
B:错
答案: 【对】
3、判断题：
Reserves are funds held in an account with other banks. True or false?
选项：
A:对
B:错
答案: 【错】
4、判断题：
Checkable deposits are the bank’s lowest cost of funds. True or false?
选项：
A:对
B:错
答案: 【对】
5、单选题：
Which of the below is not a general principle of bank management?
选项：
A:
Liquidity management
B:
Asset-liability management
C:
Capital adequacy management
D:
Interest management
答案: 【
Interest management
】
第五章 单元测试
1、判断题：
Commercial banks are permitted to create money by allowing multiple claims to assets on deposits. True or false?
选项：
A:对
B:错
答案: 【对】
2、单选题：
Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cash. This is called:
选项：
A:
Deposit ratio
B:
Reserve ratio
C:
Liquidity ratio
D:
Claim ratio
答案: 【
Reserve ratio
】
3、单选题：
The first Automated Teller Machine (ATM) was used by?
选项：
A:
Barclays Bank
B:
Banca Monte Dei Paschi
C:
Lloyds Bank
D:
Morgan Stanley
答案: 【
Barclays Bank
】
4、判断题：
The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industry. True or false?
选项：
A:对
B:错
答案: 【对】
5、判断题：
A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter (OTC) instruments. True or false?
选项：
A:对
B:错
答案: 【对】
6、单选题：
Which of the below is not a financial innovation of the last sixty years?
选项：
A:
ATM
B:
Credit card
C:
Telephone banking
D:
Branch banking
答案: 【
Branch banking
】
7、判断题：
Companies rely on investment banks in deciding how to raise capital. True or false?
选项：
A:对
B:错
答案: 【对】
8、判断题：
Investment banks serve as middlemen between companies and investors when the company wants to borrow loans. True or false?
选项：
A:对
B:错
答案: 【错】
第六章 单元测试
1、单选题：
Which of the below is not an investment bank?
选项：
A:
Goldman Sachs
B:
JP Morgan Chase
C:
UBS
D:
Santander
答案: 【
Santander
】
2、单选题：
Which is not an income source of investment banks?
选项：
A:
Asset management
B:
Wealth management
C:
Securitized Products
D:
Trade Finance Loans
答案: 【
Trade Finance Loans
】
3、判断题：
Investment banks recommend what shall be the initial offering price of corporate stocks. True or false?
选项：
A:对
B:错
答案: 【对】
4、单选题：
Which of the below banks tops the Mergers and Acquisitions (M&A) volume ranking globally?
选项：
A:
Goldman Sachs
B:
Credit Suisse
C:
Deutsche Bank
D:
Morgan Stanley
答案: 【
Goldman Sachs
】
5、判断题：
Stocks are traded on primary market after the first issue. True or false?
选项：
A:对
B:错
答案: 【错】
6、判断题：
Corporate finance is primarily concerned with maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategies. Everything from capital investment decisions to investment banking falls under the domain of corporate finance. True or false?
选项：
A:对
B:错
答案: 【对】
7、判断题：
“Mergers and Acquisitions- M&A” is a big part of Advisory Services in investment banking. True or false?
选项：
A:对
B:错
答案: 【对】
8、判断题：
The term “Derivatives” means? bonds and stocks. True or false?
选项：
A:对
B:错
答案: 【错】
第七章 单元测试
1、单选题：
Which of the below is not a financial security?
选项：
A:
Debenture
B:
Property
C:
Stocks
D:
Antiques
答案: 【
Antiques
】
2、单选题：
Which of the below is not a derivative?
选项：
A:
Advances
B:
Futures
C:
Swaps
D:
Options
答案: 【
Advances
】
3、单选题：
Bond market can essentially be broken down to three main groups. Which of the below is not one of these groups?
选项：
A:
Issuers
B:
Underwriters
C:
Savers
D:
Purchasers
答案: 【
Savers
】
4、判断题：
Capital markets are used for short-term financing; Money markets are used for long-term financing. True or false?
选项：
A:对
B:错
答案: 【错】
5、判断题：
Ordinary shares are entitled to receive dividends if any are available after the dividends on preferred shares are paid. True or false?
选项：
A:对
B:错
答案: 【对】
6、判断题：
The Bank of England can influence the money market through open market operations (OMO). True or false?
选项：
A:对
B:错
答案: 【对】
第八章 单元测试
1、单选题：
Which of the below represents a different market compared to others?
选项：
A:
FX Market
B:
Equity Market
C:
Currency Market
D:
Forex Market
答案: 【
Equity Market
】
2、单选题：
Which of the below does not represent a feature of the Foreign Exchange market?
选项：
A:
Open 24 hours a day
B:
Open five days a week
C:
Biggest in the world
D:
Supervised by Securities Commission
答案: 【
Supervised by Securities Commission
】
3、判断题：
In Forex, the counter currency represents how much of the quote currency is needed for you to get one unit of the counter currency. True or false?
选项：
A:对
B:错
答案: 【错】
4、判断题：
If the current bid price for the EUR/USD currency pair is 1.6750 and the current offer price is 1.6753, this means that currently the market maker can sell the EUR/USD at 1.6750 and buy at 1.6753. The difference between those prices (3 pips) is the spread. True or false?
选项：
A:对
B:错
答案: 【错】
5、单选题：
Which of the below is not an advantage of globalisation?
选项：
A:
Demand for Protectionism
B:
Economies of scale
C:
Business diversification
D:
Brand-building
答案: 【
Demand for Protectionism
】
6、判断题：
Foreign Exchange Prices in the forward market are interest-rate based. True or false?
选项：
A:对
B:错
答案: 【对】
第九章 单元测试
1、判断题：
The higher the risk, the lower the return. True or false?
选项：
A:对
B:错
答案: 【错】
2、单选题：
Which of the below is not among the key risk categories of banks?
选项：
A:
Operational risk
B:
Credit risk
C:
Deposit risk
D:
Market risk
答案: 【
Deposit risk
】
3、单选题：
Risk appetite of a bank should be approved by which of the below?
选项：
A:
Risk Manager
B:
Major Shareholders
C:
Board of Directors
D:
Chief Executive Officer
答案: 【
Board of Directors
】
4、判断题：
Properties are highly liquid assets compared to interbank market loans, which are illiquid. True or false?
选项：
A:对
B:错
答案: 【错】
5、判断题：
Market risk is a non-diversifiable risk. True or false?
选项：
A:对
B:错
答案: 【对】
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